INSTRUCTIONS
    
        
            1        
        
            Preheat oven to 350°F. Generously brush a loaf pan with butter.        
     
    
        
            2        
        
            In a large bowl, whisk flour with baking powder, salt, and pepper, set aside. In another bowl, lightly whisk eggs, then whisk in milk and olive oil.         
     
    
        
            3        
        
            Using a rubber spatula, fold wet ingredients into dry until barely mixed. Fold in ham and cheese. Scrape batter into loaf pan and smooth top.        
     
    
        
            4        
        
            Bake loaf until golden and a toothpick inserted in center comes out with a few crumbs attached, 40 to 50 minutes. Let cool in pan for 5 minutes and run a knife around the edges to release.        
     
    
        
            5        
        
            Turn out loaf to a rack and let firm before slicing. Try serving with tomato soup or toast it for breakfast.